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发布于:2016-07-20 10:35
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未来电子商务发展5大趋势:

(一)、多渠道零售业相互交融
我认为,购物者的目光在商品邮购目录、零售商店、网站之间来回跳动,用户希望各方面可以自然衔接。将来,这些独立的部分将有可能交融为一体。
(二)、更多心满意足的网上购物者 美国密执根大学的研究人员对每个季度在线消费者的满意度进行了一次跟踪调查,最新的报告显示:在去年第四季度,消费者在网上的购物经历比网下更愉快。现在的消费者知道网上的零售商能够向他们提供些什么,而在一两年前,各家电子商务公司就不知道自己在做些什么,因此遭遇了无数次的失败。如今,经济衰退又将消费者拉回到了网上,人们对在线购物体验持有更高的肯定态度。
(三)、网上购物者依然我行我素
对于零售商及其营销部门来说,我认为:网络提供了特别的功能,他们可以通过网络了解消费者来自何处、从哪上网,了解是什么促使消费者作出购买决定,了解消费者缘何丢弃购物篮、离开商店。
然而,尽管电子商务网站可掌握海量的信息,但消费者的行为依然难以预测,要想改变其行为更为困难。因为,消费者的行为本身相当固定,网络很难将其改变,购物者仍将我行我素。
(四)、中型电子商务网站之死
当大型电子商务公司数量因合并及倒闭的原因而减少之时,仍然存在众多依靠少量资金过活的特定网站。
就以eBay、亚马逊为代表的大型网站将继续占据大部分网上零售收入,小型特定网站也有生存的空间。最难受的是那些夹在中间的中型电子商务网站,这些网站在开销项目上与大网站相差无几,但却难以占据足够多的市场份额,以支持其存活。正是因为这一原因,Egghead.com就被亚马逊收购。
(五)、更多网站实现盈利
实现盈利的电子商务网站越来越多,某某网站开始赢利的消息不再是出现在媒体中的新闻。亚马逊在去年第四季度完成心愿,成为盈利网站大家族一员。目前盈利网站大家族包括:eBay.com、Monster.com、Priceline.com、Travelocity.com、Expedia.com、FTD.com以及1-800-Flowers.com等。
在中国,电子商务未来将呈现如下发展趋势: 
第一,电子商务的深度将进一步拓展。目前受限于技术创新和应用水平,企业发展电子商务仍处于起步阶段。随着这两方面水平的提高以及其它相关技术的发展,电子商务将向纵深挺进,新一代的电子商务将浮出水面,取代目前简单地依托“网站+电子邮件"的方式。电子商务企业将从网上商店和门户的初级形态,过渡到将企业的核心业务流程、客户关系管理等都延伸到Internet上,使产品和服务更贴近用户需求。互动、实时成为企业信息交流的共同特点,网络成为企业资源计划、客户关系管理及供应链管理的中枢神经。企业将创建、形成新的价值链,把新老上下游利益相关者联合起来,形成更高效的战略联盟,共同谋求更大的利益。 
第二,中国电子商务将面临严峻挑战。电子商务是国际贸易发展的必然趋势,随着国际电子商务环境的规范和完善,中国电子商务企业必然走向世界,这也是进一步扩大对外经贸合作和适应经济全球化、提升中国企业国际竞争力的需要。而随着中国加入WTO,国外的电子商务企业也将渗透到国内,对中国电子商务构成严峻挑战。 
第三,电子商务网站将会出现兼并热潮。首先是同类兼并。目前中国为数不少的网站属于重复建设之列,定位相同或相近,业务内容趋同。由于资源有限,并且在Internet“赢家通吃” 原则下,最终胜出的只是名列前茅的网站;其次是互补性兼并。那些处于领先地位的电子商务企业在资源、品牌、客户规模等诸方面具有很大的优势,但与国外着名电子商务企业相比还有很大差距。这些具备良好基础和发展前景的网站要发展,必然采取互补性收购策略,结成战略联盟。由于个性化、专业化是电子商务发展的两大趋势,而且每个网站在资源方面总是有限的,客户的需求又是全方位的,所以不同类型的网站以战略联盟的形式进行相互协作将成为必然趋势。 
第四,行业电子商务将成为下一代电子商务发展主流。中国电子商务进入迅猛发展时期的典型特征是风险资金、网站定位等将从以往的“大而全”模式转向专业细分的行业商务门户。第一代的电子商务专注于内容,第二代专注于综合性电子商务,而下一代的行业电子商务将增值内容和商务平台紧密集成,充分发挥 Internet在信息服务方面的优势,使电子商务真正进入实用阶段。 
第五,电子商务将催生新行当eASP——电子商务应用服务商。电子商务是将来的主要商务交易模式,但对于国内为数众多的中小型企业来说,将面临如建设投入大、运营成本高、见效周期长、效果不理想、缺乏标准化的应用系统、软硬件需不断升级等一系列难题。有了eASP,中小企业可以把上述问题转给他们解决,只专注于做好自己的产品和服务便可。3月中旬,北京网路科技有限公司宣布推出面向中国商业用户的电子商务服务方案——电子商务直通车;3月20日下午,作为IBM公司在国内支持的第一家基于AS/400服务器平台的eASP,万维商通科技有限公司向业界进行了eASP商业模式发布暨eASP网站的发布。我国eASP的序幕已经拉开。
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/> The primary big determinant associated with cheap a life insurance policy is what type you select.Term a life insurance policy will for the most part cost you a lot less than whole life cover.Term ?nsurance coverage is purchased for just a specific timeframe, for a selected face cost.

Very existence, as this name seems to indicate, provides a life insurance policy benefits with the rest you could have, whether that results being several years or 50.Very existence insurance insurance plans generally employ a cash valuation aspect so this means you'll spend more inside monthly fees.The amount outside of that which is certainly necessary to repay the premium can be used for expenditure purposes.

Despite the fact that do choose very existence insurance, your costs is usually lower when you look around in a policy who has lower service fees.The fees you intend to pay care about aren't seriously fees, there're commissions.Commissions might eat away for the cash value of this whole life policy.As soon as researching, hunt for the timeframe, "low load" seeing that that commonly means more affordable fees.

But be aware.You'll find this life insurance shouldn't get cheap if you ever withdraw money.When all the policy's hard cash value is over the costs paid, you will probably have to repay taxes.A borrowing arrangement against the amount of money value has the same effect.

Think very long and really hard about this life coverage; it's not really meant as a substitute in a more traditional method of investment prepare.And all the premiums you can pay will likely be hefty.

Keep away from guaranteed difficulty policies

Also when buying cheap life insurance policy, you won't realize its in a good "guaranteed issue" version of policy.These insurance policies are guaranteed to repay anyone, in spite health.No medical exam is needed but this convenience has an big rate.

Considering that the life insurance firm is using substantial associated risk by assuring individuals without having knowing their particular state from health, premiums will likely be high.For anyone who is healthy, opt instead for just a traditional name policy.

For anyone who is not nutritious, taking steps to raise your health and wellbeing may assist cheaper insurance.Lowering excess weight, blood demand, and cholesterol degrees are important steps.Kicking this nicotine habit is additionally advisable.The better your overall health in the time application, the cheaper yourself insurance premium need to be.

Eventually, to become cheap a life insurance policy, purchase just what you require.Reevaluate yourself insurance desires periodically plus adjust up-wards or all the way down as necessary.The financial well being:Finding cheap a life insurance policy is doable, but and also take deliver the results.

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